Help Affording Your Pet's Care

A health & wellness credit card accepted at 285,000+ providers, including most vets. Offers promotional financing periods with no annual fee. You can prequalify without impacting your credit score.

• Reusable credit line for ongoing care
• Special financing on qualifying purchases
• Prequalify with no credit impact

Flexible pay-over-time financing for veterinary care, with plans up to $35,000 and high approval rates. A quick application shows your options without hurting your credit score.

• Financing up to $35,000
• Fast application, high approval rates
• No impact to credit to check eligibility

Simple, friendly payment plans built specifically for veterinary care. Choose a plan that fits your budget with clear, fixed terms and no hidden fees. Checking your available plans doesn't affect your credit.

• Plans designed for vet bills
• Transparent, fixed monthly payments
• Checking your rate is credit-safe

Pay-over-time financing offered at checkout through participating vets, with roughly 90% of applicants approved. A fast application with no application, origination, or late fees, and 0% APR options for those who qualify.

• ~90% approval, quick application
• 3, 6, or 12-month plans (0%–35.99% APR)
• No application, origination, or late fees

A healthcare credit card that now serves veterinary practices, with multiple financing tiers and flexible credit limits. You can prequalify online without a hard credit inquiry, then use it at participating vets.

• Multi-tier approvals, flexible limits
• Prequalify with no hard credit pull
• Used at enrolled veterinary practices

A dedicated health & veterinary financing credit card with special-terms promotional financing. Offered through participating veterinary practices — ask your vet if they accept it, or learn more first.

• Special-terms promotional financing
• Convenient monthly payments
• Applied for through enrolled vets

Urgent Care Grants help low-income pet owners afford life-saving veterinary care for treatable, non-chronic emergencies. Grants are paid directly to the veterinary clinic.

Best for: sudden, treatable emergencies · income-based

Provides financial assistance to owners of domestic animals who need non-basic, non-urgent veterinary care — such as cancer treatment, heart disease, or chronic conditions.

Best for: non-emergency, ongoing/specialty care

Offers financial assistance for veterinary care to dog and cat owners across the United States who cannot afford treatment. Help is not restricted by illness or breed.

Best for: dogs & cats nationwide · general need

Helps families who can afford a pet under normal circumstances but face a sudden crisis, bridging the gap when a treatable illness or injury would otherwise force an impossible decision.

Best for: temporary hardship · treatable conditions

Funds emergency and specialty veterinary care to save pets with treatable but life-threatening conditions when the family can't afford the full cost of care.

Best for: emergency & specialist treatment

Supports pets diagnosed with cancer, helping families with the cost of diagnostics and treatment so more pets can fight the disease with dignity.

Best for: a new cancer diagnosis

A nonprofit crowdfunding platform built specifically for veterinary bills. Campaigns are verified with your vet, and funds go straight to the clinic — so donors know their money goes to care.

Best for: raising funds from your community